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Your payment is held by Whetstone rather than passed to the advisor, so until an engagement is confirmed complete the money is still sitting where it can be returned. That makes most refunds straightforward.

How to raise one

1

Open the booking

Go to your Bookings page and open the booking in question.
2

Choose Report a problem

Describe what went wrong in your own words. This is the route — not an email to support, which cannot act on a booking directly.
3

The booking is frozen

Reporting a problem parks the booking and stops any payment moving, in either direction, while it is looked at.
4

A person decides

Someone at Whetstone reads the scope that was agreed, the message thread and the recorded session outcomes, talks to both sides, and works out the right outcome.
Do not confirm completion and then complain. Confirming releases the money to the advisor, which makes everything harder to unwind.

What the outcomes are

  • Resolved — the engagement stands, and the advisor is paid. Used where the work was delivered as scoped.
  • Refunded — your money goes back and the booking is cancelled. Used where the work was not delivered, or was outside what was sold.
Anything with a legal or insurance dimension, or a pattern across several bookings, is escalated rather than decided on the spot. The booking stays frozen while that happens.

Refunds that happen automatically

Two cases need nothing from you:
  • An unpaid booking that expires. If you never completed payment, the booking is cancelled after 24 hours and nothing was ever charged.
  • A payment that lands against a booking that can no longer accept it — for example, a card that completes just after the booking expired. That is refunded automatically, back to the card it came from.
Card refunds usually appear within five to ten business days, depending on your bank.

Completed sessions

A session that genuinely took place and was confirmed is not routinely refundable — at that point the advisor has been paid for work they did. If something about a completed session was wrong, still use Report a problem and say so.
Last modified on August 26, 2026